Car Insurance, Loan, Purchase, Lease Decisions

Useful Resource Before Shopping for Auto Insurance

January 4, 2008 on 12:37 am | In automobile insurance |

Before you going shopping for car insurance quotes, you should check out auto insurance resources from your state’s website. In addition to providing basic insurance info, many states conduct yearly surveys of auto insurance premiums. You can use this to find some key auto insurers who might have the lowest premiums.

For example, here’s California’s auto insurance survey tool. You enter some basic info about yourself and the coverage that you’re looking for, and it’ll show you premiums from several insurers. These are not premium quotes, but you can use these to quickly find the best insurers. And unlike the private insurance websites, you don’t have to provide any personal identification.

Here are some of the best rates I found when I used this California tool. I specified Los Angeles in Burbank, basic liability only, 7,600 to 10,000 miles driving per year and no violations or accidents. Some of the best premiums included:

• Wawanesa $463
• Pacific Specialty $653
• Amica $699
• USAA $707
• Mercury $718
• Geico $767
• AAA $799

Here’s a list of states with links to their auto insurance premium comparisons:

• California auto insurance premium comparisons
• Florida auto insurance premium comparisons
• Kansas auto insurance premium comparisons
• Maine auto insurance premium comparisons (pdf)
• Michigan auto insurance premium comparisons (pdf)
• Missouri auto insurance premium comparisons
• Ohio auto insurance premium comparisons
• Texas auto insurance premium comparisons
• Virginia auto insurance premium comparisons (pdf)

I’ve left out many states, but I’ll keep working to expand it. If you have a link for a state that I haven’t included, please leave a comment.